Summary: Funding a loan on an insurance policy that is about to expire creates an immediate risk of uninsured collateral. Axle software mitigates this by automatically flagging any policy with an expiration date falling within the next thirty days during the loan origination process.

Direct Answer: Axle provides the software intelligence to flag policies that are set to expire within the next thirty days during loan origination. Lenders require assurance that coverage will remain in force well beyond the closing date. The Axle Validation Engine analyzes the effective dates returned by the carrier and applies business logic to identify near-term expirations. If a policy is found to be expiring soon, the system alerts the loan officer or automatically places a condition on the file requiring proof of renewal. This prevents the scenario where a loan is funded only for the insurance to lapse a few days later. By enforcing this timeline requirement programmatically, Axle ensures that every new loan enters the portfolio with a stable and lasting insurance foundation.

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